Real Estate and Beyond Blog

W. Ashleigh Marie Dr. - For Sale - $119,900

Located in the "little big town", Bueckeye Arizona!

About the House

•·     4 Bedroom, 3 Bathrooms

•·     Built in 2005

•·     Two Story

•·     Large, open kitchen, with easy access to the dining room.

•·     2 Car Garage

•·     Tile Roof

Near By Schools

•·     Buckeye Elementary District #033 - Sundance Elementary

•·     Sundance Jr. High School

•·     High School District #201 - Buckeye Union High School

*This is NOT a bank owned or short sale home. 

Click here for information about a buyer tax credit in Buckeye, Arizona!

HOMES FOR SALE IN WATERFORD SQUARE AVONDALE, ARIZONA

I have a beautiful listing in a subdivision called Waterford Square located in Avondale, Arizona. The address of my listing is 11205 W. Filmore Street, Avondale, Arizona 85323. Feel free to click on address to view Google Maps. One can see that it is an excellent location on the Southwest of City of Phoenix. The home has 4 bedrooms, 2.5 baths, loft area, 2-car garage, new carpet and paint, and back pation. The home is located near parks, restaurants, highways, schools, shopping and recreation. The Avondale Chamber of Commerce is very active in the community.

The Phoenix metro area is just over 9,000 square miles in area.

About the People

• There are basically an equal number of men and women in the state.
• About 58% of the people have had at least some college education.
• There are 15 institutions of higher learning, including Arizona State University and Thunderbird, The American Graduate School of International Management.
• Over 40% of the people in the metropolitan area are single (includes children).
• About 25% of the population is Hispanic/Latino, 4% is African-American,
• 2% is Asian and 2% is Native American.
• Although Phoenix is well known as a retirement spot, only 12% of the population is over age 65 (compared to 17% in Miami).
• The average wage in the Greater Phoenix area in the year 2000 was close to $35,000. About 30% of the households have an annual income greater than $50,000.

Arizona Stuff

• State Flower: Saguaro Cactus Flower
• State Bird: Cactus Wren
• State Tree: Palo Verde
• State Fossil: Petrified Wood
• State Gemstone: Turquoise
• State Amphibian: Arizona Tree Frog
• State Reptile: Arizona Ridge-Nosed Rattlesnake
• State Nickname: The Grand Canyon State (yes, Grand Canyon IS in Arizona, NOT Nevada)

If you would like further information, then please visit www.960RealEstate.com. We are here to serve the public.

APPLY FOR A HOME MORTGAGE TODAY

SEARCH FOR HOMES AVONDALE, ARIZONA

I AM WAITING UNTIL THE MARKET GOES DOWN UNTIL I BUY A HOME

I host a two hour real estate talk radio show here in Phoenix, Arizona. I consider this my fun day because I am able to share my thoughts and findings to the public when it comes to real estate. Furthermore, I am here to serve the public to get their questions answered by local professionals. Yes, I do receive live call ins. One must be prepared at any given moment for a call. Did I mention I ALWAYS do a live show. Why? I do live shows because people expect it. They want a real person.

I had a caller on Saturday who wanted to obtain my opinion on the real estate market. So, I gladly gave it since he asked me. I said the real estate market will conintue at a steady pace since rates are low with plenty of inventory left. I do not expect the banks to flood the markets with millions of foreclosures because that would adversely damage the overall US economy by driving down both real estate prices and consumer confidence. Hey, it was my opinion based upon my research and being in the real estate market daily.

The caller had a different opinion. He informed me that banks will unleash their inventory along with a continued increase in home foreclosures from ARMs adjusting in the next 24 months. He said that he will prefer to wait another year to eighteen months until he buys a home. I can respect his opinion. However, there is one flaw in it. We are not promised tomorrow. So, we must live for today and continue to plan for the future. Nobody has a crystal ball to predict the future.

WHAT IS YOUR INPUT TODAY?

There are two things that I love in this world:

1. Real Estate
2. Technology

I have developed the following web sites to create different niches in the Phoenix, AZ market

www.DeliaTeam.com Real Estate Investing and Radio Show

www.ASURealEstate.com Real Estate Pays for College

www.JustRentToOwn.com Credit Scary, Call Harry for Lease Options

www.LukeAFBRealEstate.com Military Relocation Luke Air Force Base

I get many hits per month on all four web sites. I dislike paying for leads from other companies. I receive phone calls each month from people trying to sell me leads. I bought leads when I first got into the business because I was brand new. I did not know any better. Then, we figure out two months down the road that these leads have been sold ten times over. They were not fresh leads. Have you experienced this in your real estate career?

I just wanted to share some of my local niches that I continue to carve out for my real estate company to generate fresh leads. Does anybody want to purchase fresh leads? Call me to discuss-Just kidding!

TITLE INSURANCE A MUST IN PHOENIX, ARIZONA HOMES

Real estate is a part of everyone's life. We see real estate for sale or lease on a daily basis via Internet, television, radio, and newspaper. The definition of title means an owner has the right to maintain or sell real estate in his/her possession. The owner has the right to enjoy the property. Title is the history of ownership of a parcel of land. Title companies do title searches to ensure that a buyer will have clean title when purchasing a piece of real estate. They want to ensure there is a true hand over of the property to the new owner without any blemishes on title. This service is provided by your local title agency. Title is another word for "right" or "interests" when it comes to real estate.

A title insurance policy is written against the property after thorough research from the title company. Title insurance is the company's opinion concerning ownership and marketability of title on the property. The buyer is purchasing the title insurance from experts. This means the title company is backing their research and willing to issue a title insurance policy on the land. Title insurance policies do not cover the following:

• Defects in title known to the insured
• Liens not on public records
• Easements
• Interests of parties in possession
• Survey matters

The reasons for issuing title insurance are twofold. The mortgage company wants to ensure that they will be able to put a mortgage on the property with no issues. The buyer wants to enjoy the property they just purchased with no problems. The owner wants to make sure that their real estate is marketable and will be able to sell, lease, or mortgage the property with no worries.

The title insurance policy protects the lender if there is a title issue. One must purchase an owner's policy to protect oneself. If not, it would be very costly if a title issue would arise down the road. Many times you can ask for a lower rate if you purchase from the seller's previous title company. I always believe in asking for a discount.

Conclusion

First, I would advise to ask the escrow title officer to explain the title insurance policy in detail in what it covers and does not cover. The escrow title officer is a great source of information since they perform this type of service on a daily basis. Another person to ask would be a real estate lawyer. I would highly advise to hire a real estate lawyer for an hour or two to review the title insurance documentation for one's protection.

FIRST TIME HOME BUYER TO PUCHASE NEW HOME OR BANK OWNED HOME

The new home builders are starting to market pretty heavy on the benefits on purchasing a new home may be better than purchasing a bank owned property. Why? The bank owned properties require money out of pocket to fix up compared to a new home. It may be a better decision to purchase a new home when being a first time home buyer. Many things come up when owning a home. There is something always to repair. However, purchasing a bank owned property when someone is handy, has time and money.

There are always things to fix in a bank owned property such as:

• New cabinets
• Carpet
• Paint
• Landscaping
• New A/C
• Broken windows

I am sure I can fill up this post of items needed to be fixed when purchasing a bank owned property vs a new home. We have developed a perfect opportunity for first time home buyers with mortgage rates low, home prices low and the $8,000 tax incentive driving home sales here in the Phoenix, Arizona real estate market. We are at 2002 real estate prices. This opportunity will not last forever as supply continues to decrease and demand increases. Jump into the game!

The new tax incentive program has been offer to people who have lived in their current home for five years or more will be eligible for $6500 tax incentive. I am teaching people to keep their existing home as a rental and purchase another home with low down payment and low rates. Another great way to get into the real estate investing game.

Another great advantage of purchase a new home is it is UNDER WARRANTY.

SEARCH FOR BANK OWNED ARIZONA PROPERTIES

OBTAIN A LIST OF NEW HOMES

QUALIFY FOR A HOME MORTGAGE OR REFINANCE

SUCCESSFUL CREDIT CONSULTING, CREDIT RESTORATION FOR ANOTHER HOME BUYER

We are in a buyer's market when it comes to real estate. The mortgages are low, home buyer tax credit has been extended until 4/30/2010, and it is a great time to purchase a home. However, there are some buyers that need assistance when it comes to their credit. They are excited about purchase a home. They have a loan officer pull their credit to be informed that they have some old issues that they must clean up before they purchase a home. They never guide these people to a credit consultant. Why? They do not know any better.

Voila, The Real Estate and Beyond Network has partnered up with Praxis Credit Consulting Company to help people over come past issues to be able to purchase a home. I have a great success story to share with you all today. I host a popular radio show here in Phoenix, Arizona where I assist people in real estate. I had a middle aged lady make an appointment with me. She informed me that she has never owned a home and wants to purchase a home. However, she had some credit challenges.

Let's call her Patti. Patti enrolled with Praxis Credit Consulting to restore her credit. She was in the program for six months. Well, we pulled her credit score this Thursday and she was preappoved for a $200K loan. The client was happy. We will be shopping for a home this week.

Dreams do come true.

SEARCH FOR PHOENIX, ARIZONA HOMES

PREQUALIFY FOR HOME LOAN

HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS TEMPE, ARIZONA

President Obama signed into law the extension for first time home buyer and existing home owner tax credit. The National Association of Realtors and other leading organizations lobbied for this law to jump start the real estate industry after a heavy hit for the past two years. The real estate industry got us into this slump and it has to get us out of this rut. I know many people will be in position to purchase homes at the start of the year here in Tempe, Arizona. We are coming up to the busiest season in real estate and I am ready for it.

A person is considered a first time home buyer when he/she has not owned a primary home in the past three years. They are eligible to receive up to an $8,000 home buyer tax credit or 10% of the value of the home which ever is less. The home must be a principal residence. The credit is refundable even if one does not owe taxes. Many people have taken full advantage of this tax credit since it has been in place.

Existing home owners who have lived in their primary house for five years or more will be eligible for a $6,500 home buyer tax credit. There are income limits to include $125,000 for single filers and $225,000 for joint filers. These are exactly the same for first time home buyers in the above paragraph. The credit will be gradually phased out for single people who make over $145,00 and married couples that make over $245,000.

This bill has been extended with the following important dates:

1. All contracts must be dated by April 30th, 2010
2. All deals must close on or before June 30th, 2010 to receive the tax credit

It is very easy to obtain your tax credit. First, you can amend your 2009 tax file or you can file it in 2010 tax return. Yes, you will need to send proof that you purchased the house. I would suggest sending in a copy of ones mortgage statement and HUD1 statement for proper documentation.

The Treasury Department has detected a lot of fraud regarding people falsifying documents to receive the tax credit. Personally, it is not worth the amount of money to create a fraud when it comes to the tax credit. I would recommend to take the high road because they will always catch you in the end.

The Real Estate and Beyond Team is ready to assist home buyers to get into their house to receive the tax credits.

SEARCH FOR HOMES IN TEMPE, ARIZONA AND SURROUNDING AREAS

OBTAIN A HOME MORTAGE RIGHT NOW

HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS GILBERT, ARIZONA

President Obama signed into law the extension for first time home buyer and existing home owner tax credit. The National Association of Realtors and other leading organizations lobbied for this law to jump start the real estate industry after a heavy hit for the past two years. The real estate industry got us into this slump and it has to get us out of this rut. I know many people will be in position to purchase homes at the start of the year here in Gilbert, Arizona. We are coming up to the busiest season in real estate and I am ready for it.

A person is considered a first time home buyer when he/she has not owned a primary home in the past three years. They are eligible to receive up to an $8,000 home buyer tax credit or 10% of the value of the home which ever is less. The home must be a principal residence. The credit is refundable even if one does not owe taxes. Many people have taken full advantage of this tax credit since it has been in place.

Existing home owners who have lived in their primary house for five years or more will be eligible for a $6,500 home buyer tax credit. There are income limits to include $125,000 for single filers and $225,000 for joint filers. These are exactly the same for first time home buyers in the above paragraph. The credit will be gradually phased out for single people who make over $145,00 and married couples that make over $245,000.

This bill has been extended with the following important dates:

1. All contracts must be dated by April 30th, 2010
2. All deals must close on or before June 30th, 2010 to receive the tax credit

It is very easy to obtain your tax credit. First, you can amend your 2009 tax file or you can file it in 2010 tax return. Yes, you will need to send proof that you purchased the house. I would suggest sending in a copy of ones mortgage statement and HUD1 statement for proper documentation.

The Treasury Department has detected a lot of fraud regarding people falsifying documents to receive the tax credit. Personally, it is not worth the amount of money to create a fraud when it comes to the tax credit. I would recommend to take the high road because they will always catch you in the end.

The Real Estate and Beyond Team is ready to assist home buyers to get into their house to receive the tax credits.

SEARCH FOR HOMES IN GILBERT, ARIZONA AND SURROUNDING AREAS

OBTAIN A HOME MORTAGE RIGHT NOW

HOME BUYER TAX CREDIT EXTENDED TO FIRST TIME HOME BUYERS AND EXISTING HOME OWNERS SCOTTSDALE, ARIZONA

President Obama signed into law the extension for first time home buyer and existing home owner tax credit. The National Association of Realtors and other leading organizations lobbied for this law to jump start the real estate industry after a heavy hit for the past two years. The real estate industry got us into this slump and it has to get us out of this rut. I know many people will be in position to purchase homes at the start of the year here in Scottsdale, Arizona. We are coming up to the busiest season in real estate and I am ready for it.

A person is considered a first time home buyer when he/she has not owned a primary home in the past three years. They are eligible to receive up to an $8,000 home buyer tax credit or 10% of the value of the home which ever is less. The home must be a principal residence. The credit is refundable even if one does not owe taxes. Many people have taken full advantage of this tax credit since it has been in place.

Existing home owners who have lived in their primary house for five years or more will be eligible for a $6,500 home buyer tax credit. There are income limits to include $125,000 for single filers and $225,000 for joint filers. These are exactly the same for first time home buyers in the above paragraph. The credit will be gradually phased out for single people who make over $145,00 and married couples that make over $245,000.

This bill has been extended with the following important dates:

1. All contracts must be dated by April 30th, 2010
2. All deals must close on or before June 30th, 2010 to receive the tax credit

It is very easy to obtain your tax credit. First, you can amend your 2009 tax file or you can file it in 2010 tax return. Yes, you will need to send proof that you purchased the house. I would suggest sending in a copy of ones mortgage statement and HUD1 statement for proper documentation.

The Treasury Department has detected a lot of fraud regarding people falsifying documents to receive the tax credit. Personally, it is not worth the amount of money to create a fraud when it comes to the tax credit. I would recommend to take the high road because they will always catch you in the end.

The Real Estate and Beyond Team is ready to assist home buyers to get into their house to receive the tax credits.

SEARCH FOR HOMES IN SCOTTSDALE, ARIZONA AND SURROUNDING AREAS

OBTAIN A HOME MORTAGE RIGHT NOW